Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and PIPL’s authorised distribution partners. Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, PIPL and PIPL’s authorised distribution partners. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.

One month free offer:

This offer provides you with one month free in your first policy year! For monthly or fortnightly instalment payers, you will not be charged an instalment for the first month of your first policy period and your instalments will commence to be charged from the second month of your policy period. For annual payments, the one month free will be deducted from your first policy year premium at the time of purchase. This Offer applies to new Petinsurance.com.au Pet Insurance policies only, purchased between 12:01am AEST on 12 December 2023 and ends at 11:59pm AEST on 28 February 2024. Customers can remove this Offer at the time of purchase. Offer cannot be used in conjunction with any other offer with the exception of the multi-pet discount, unless otherwise specified. Offer subject to the terms and conditions of the Petinsurance.com.au Pet Insurance policy and eligibility criteria applies (Refer to the PDS). Petinsurance.com.au reserves the right to amend this Offer at any time, without notice.

Petinsurance.com.au $1000 VISA Gift Card Competition:

PARTICIPATION

1. This competition (“Competition”) is conducted by Petinsurance.com.au (Pet Insurance Pty Ltd 38 607 160 930, of Level 1/465 Victoria Ave, Chatswood NSW 2067 (“Promoter”).

2. Entry to the Competition constitutes acceptance of these Terms and Conditions.

3. Competition entry opens 12 December 2023, 8:00am, and closes 28 February 2024 17:00pm (“Entry Period”). All times and dates are times and dates in Sydney, NSW, Australia.

4. The Competition is only open to Eligible Entrants. An “Eligible Entrant” is an individual who:

(i) purchases a petinsurance.com.au pet insurance policy during the Entry Period and remains an active petinsurance.com.au policyholder for at least 60 days from the commencement date of that policy;

(ii) at the time of entry, is not an employee of the Promoter or any of its related corporations or any of their agencies associated with the Competition; and

(iii) at the time of entry, is not a spouse, de-facto spouse, parent, child or sibling (whether full, half, step or by adoption) of such an employee.

5. This is a game of chance; skill plays no part in determining the winner. The winner will be chosen at random. The winner will be notified by an email from the Promoter on 1 March 2024.

6. An Eligible Entrant may enter the Competition one (1) time only within the Entry Period.

7. All entries to the Competition may be subject to verification by the Promoter. An entrant MUST deliver to the Promoter (by a means determined by the Promoter) copies of any documents the Promoter may request establishing eligibility to enter or win, including evidence of age, residence or identity. The Promoter may make one or more requests for such documents. Once the identity of documents available is established, an entrant must deliver requested copies within 7 days of being asked to do so. At the Promoter’s request, an entrant MUST also, within 7 days of being asked, allow the Promoter to inspect and copy the original of any such document.

8. The Promoter may, at its absolute discretion, declare any or all entries made by an entrant invalid if the entrant:

(i) fails to establish their entitlement to enter the Competition to the Promoter’s reasonable satisfaction; or

(ii) fails to produce items as required by condition seven (7) or produces items that, in the Promoter’s reasonable opinion, are illegible, stolen, forged, reconstructed, altered, incomplete or tampered with in any way; or

(iii) in the Promoter’s reasonable opinion, tampers with the entry process or benefits from such tampering; or

(iv) in the Promoter’s reasonable opinion, submits an entry which is not in accordance with these conditions, or otherwise fails to comply with these Terms and Conditions.

WINNER AND PRIZE

10. The Promoter’s decision is final and no correspondence will be entered into.

11. If for any reason a winner does not take a prize (or an element of the prize) by the time stipulated by the Promoter, then the prize (or that element of the prize) will be forfeited.

12. If any prize (or part of any prize) is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize (or that part of the prize) with a prize to the equal value and/or specification.

13. Total prize pool value is $1000 AUD. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash, unless otherwise specified.

• There will be one winner selected. The prize is a VISA Gift Card to the value of $1000 AUD.
• The prize is subject to the VISA Gift Card terms and conditions available at

14. The winner will be required to provide the Promoter with details requested by the promoter to redeem their prize before 6 May 2024. In the event that the Prize is forfeited by the winner or the selected winner is ineligible, in accordance with these Terms and Conditions, the Promoter reserves the right to re-select a winner at random from all remaining eligible entries. The Promoter will notify the re-selected winner(s) by e-mail (that was supplied during their Website Entry to the Competition).

15. A right to receive the prize is not transferable or exchangeable and cannot be taken as a monetary payment.

16. In order to be entitled to the prize, the winner must, if requested by the Promoter, agree to and sign an eligibility form confirming their compliance with the Terms and Conditions and eligibility to accept the prize. The winner will forfeit his/her prize if he/she fails to ensure that all documents relating to that prize are signed in accordance with this condition and returned to the Promoter, as and when required by the Promoter.

GENERAL

17. If for any reason the conduct or operation of the Competition is interfered with or disrupted in any way by a cause outside the reasonable control of the Promoter (including by vandalism, power failures, natural disasters, acts of God, civil unrest, strikes, tampering, computer bugs or viruses or technical failures), the Promoter reserves the right to cancel, terminate, modify or suspend or recommence the Competition, subject to the approval of the authorities that have issued permits for its conduct.

18. The Promoter assumes no responsibility for: (i) any error, omission, interruption, or delay in the operation or transmission of any communication sent to (or by) the Promoter or any entrant whether caused by problems with communication networks or lines, computer systems, software or internet service providers, congestion on any carrier network or otherwise, (ii) any theft, destruction or unauthorized access to, or alteration of such communications; (iii) any problem with, or technical malfunction of, any computer system or other equipment used for the conduct of the Competition; (iv) any incorrect or incomplete information which may be communicated in the course of the administering this Competition (whether as a result of one of the foregoing causes or otherwise).

19. CAUTION: ANY ATTEMPT TO CAUSE DAMAGE TO ANY WEBSITE OR THE INFORMATION ON ANY WEBSITE ASSOCIATED WITH THIS PROMOTION OR TO OTHERWISE UNDERMINE THE FAIR AND LEGITIMATE OPERATION OF THIS COMPETITION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. THE PROMOTER RESERVES THE RIGHT TO SEEK DAMAGES TO THE FULLEST EXTENT PERMITTED BY LAW IN THE EVENT THAT ANY SUCH ATTEMPT IS MADE, WHETHER OR NOT THAT ATTEMPT RESULTS IN ANY SUCH DAMAGE, INTERFERENCE OR UNDERMINING.

20. To the full extent permitted by law, the Promoter, its associated companies and agencies and all those entities’ personnel (the “Relevant Parties”) exclude all liability for any loss (including any damage, claim, injury, cost or expense) which is suffered or incurred by any Eligible Entrant in connection with the Competition or prizes, including: (i) any indirect, economic or consequential loss; (ii) any loss arising from the negligence of a Relevant Party; (iii) any liability for personal injury or death. Nothing in these conditions is intended to exclude, restrict or modify an entrant’s rights under the Competition and Consumer Act 2010.

21. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of or in relation to the Competition.

22. If any provision of these conditions is unenforceable for any reason, it will be severed and the remaining provisions will remain in full force and effect.

23. Entrants’ personal information will be collected by or on behalf of the Promoter to enable it to administer the Competition and publicise its winners and, if an entrant consents, may be used to market its products to the entrant. The personal information of the winner may be provided to others assisting in the conduct of the Competition, including the Competition administrator, prize suppliers and deliverers, and to regulatory authorities. Persons may contact the Promoter by post at the address stated in condition 1 to request access to, or corrections of, any of their collected personal information that is held by the Promoter. If an entrant does not provide accurate personal information the Promoter may determine that they are not eligible to win a prize. For the Promoter’s full Privacy Policy, please visit https://petinsurance.com.au/

24. Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and PIPL’s authorised distribution partners. Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, PIPL and PIPL’s authorised distribution partners. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.