Cat Insurance
Our pet insurance for cats covers your little mate for up to 80% of eligible costs at any licensed veterinarian throughout Australia^. And if you choose to add Optional Routine Care (non-insurance), we will help contribute to the costs of routine care items such as vaccinations, de-sexing, micro-chipping plus many other day to day routine care items up to the Routine Care annual limit.
Benefit Type |
Gold Cover |
Platinum Cover |
|---|---|---|
| Annual Benefit Limit | Up to $20,000 | $30,000 |
| Benefit Percentage | 80% | 80% |
| Excess | $0, $250, $500 | $0, $250, $500 |
| Eligibility | Older than 8 weeks and younger 9 years | Older than 8 weeks and younger 9 years |
| Coverage | Specified Accidental Injuries and Illnesses | Specified Accidental Injuries and Illnesses |
|
Consultation sub-limit (Home visits included)1 |
$500 | Up to annual benefit limit |
|
Paralysis Tick Sub-limit |
$3,000 | Up to annual benefit limit |
| Cruciate Ligament Conditions sub-limit |
$4,000 per leg per policy period |
Up to annual benefit limit |
| Hip Joint Surgery sub-limit | $6,000 per hip, per policy period (Total Hip Replacements are included) | Up to annual benefit limit |
| Emergency Boarding sub-limit | $1,000 | $1,500 |
| Waiting Periods |
0 days for Specified Accidental Injuries 21 days for Illnesses 6 months for Cruciate Ligament Conditions and Optional Dental Illness Benefit, if selected |
0 days for Specified Accidental Injuries 21 days for Illnesses 6 months for Cruciate Ligament Conditions and Dental Illness Benefit |
| Dental Illness Benefit |
$1,000 (Optional) |
$1,000 (Included) |
| Optional Extras Available | Routine Care (non-insurance benefit) | Routine Care (non-insurance benefit) |
| Annual Limit | Up to $20,000 |
|---|---|
| Benefit Percentage | 80% |
| Excess | $0, $250, $500 |
| Eligibility | Older than 8 weeks and younger 9 years |
| Coverage | Specified Accidental Injuries and Illnesses |
| Consultation sub-limit (Home visits included)1 |
$500 |
| Paralysis Tick Sub-limit | $3,000 |
| Cruciate Ligament Conditions sub-limit | $4,000 per leg per policy period |
| Hip Joint Surgery sub-limit | $6,000 per hip, per policy period (Total Hip Replacements are included) |
| Emergency Boarding sub-limit | $1,000 |
| Dental Illness Benefit | $1,000 (Optional) |
| Waiting Periods | 0 days for Specified Accidental Injuries 21 days for Illnesses 6 months for Cruciate Ligament Conditions and Optional Dental Illness Benefit, if selected |
| Optional Extras | Routine Care (non-insurance benefit) |
| Annual Limit | $30,000 |
|---|---|
| Benefit Percentage | 80% |
| Excess | $0, $250, $500 |
| Eligibility | Older than 8 weeks and younger 9 years |
| Coverage | Specified Accidental Injuries and Illnesses |
| Consultation sub-limit (Home visits included)1 |
Up to annual benefit limit |
| Paralysis Tick Sub-limit | Up to annual benefit limit |
| Cruciate Ligament Conditions sub-limit | Up to annual benefit limit |
| Hip Joint Surgery sub-limit | Up to annual benefit limit |
| Emergency Boarding sub-limit | $1,500 |
| Dental Illness Benefit | $1,000 (Included) |
| Waiting Periods | 0 days for Specified Accidental Injuries 21 days for Illnesses 6 months for Cruciate Ligament Conditions and Dental Illness Benefit |
| Optional Extras | Routine Care (non-insurance benefit) |
Optional Non-Insurance Routine Care
Feel like the cat that’s got the cream and add a little extra to help contribute to some of your pet's routine expenses, subject to a $150 annual limit.
Annual sub-limit for any one of the following
- Desexing
- Microchipping
- Heartworm control
- Teeth cleaning
- Prescription diets
- Cremation or burial
- Dental illness treatment
- Council registration fees
- Obedience training
- Behavioural therapy
- Alternative therapies
Annual sub-limit for any one of the following
- Vaccination or health check
- Flea/tick/worm control
- Blood Screen
This table above provides a summary of your cover for new and renewing cat policies from 05/07/2022. See the PDS/FSG for details of your cover.
1. We will pay you the Benefit Percentage for the eligible Vet Expenses incurred by you for Consultations up to the Benefit Limit (subject to the Sub-limit) as shown on your Certificate of Insurance. Consultations include home visits by the Vet.
